My money, My Way
My Money My Way gives you the tools to align your emotional health with your financial health, helping you release deprivation and embrace a life of fulfillment.
Get to the heart of your spending patterns and learn how to manage your money to build the life you truly want.
National Bestseller
Money Is Never a Conversation About Numbers
Money is emotional. As a woman, you probably often hear that emotions are bad and you should keep them in check. They are irrational. And they don’t mix well with money.
What If I Told You That Emotions Can - And Should - Be A Part Of your money strategy?
Because it’s not about spending less. It’s about spending better.
In this book, you’ll learn how to lean on your emotions as a guide to understand your spending patterns and start making more positive and fulfilling financial decisions.
Chapters Breakdown
Money anxiety isn't about money
For most people, their relationship with money begins in their early childhood. Identify unhealthy beliefs you hold around money, start healing your trauma, and defeat the scarcity mindset so you can build a strong emotional foundation for your financial success.
Start By Answering This Question
What is your why? You may want to give a surface-level answer, such as “I want to pay off debt” or “I want to have more money.” That may be true, but what do these goals ACTUALLY mean to you? We’re digging deeper into your motivations to find a lasting sense of purpose.
The $1,000 Manicure - and Highlighting Your Blind Spots
No matter how you look at it, you’re in a relationship with money, so let’s make sure that it’s a healthy one! I’ll walk you through tracking your spending and identifying your budget categories so you can start seeing what you spend your money on and, most importantly, WHY.
Discover Your True Priorities (When Everything Feels Important)
Building a life you love starts with figuring out what you need. Yet, that can be hard when it feels like EVERYTHING is important, from paying off debt to saving for a surprise dentist bill. Together, we’ll create realistic financial priorities so you can start making progress one step at a time.
A Budget for Your Real Life, Not the “Perfect” Version
Picture this: you sit down on the first of the month to create the perfect budget that accounts for all your expenses, but then something inevitably “pops up” and you reach for your credit card once again. No more! We’re creating a budget that reflects your real, messy, wonderful life with a budget calendar.
Become an Intentional Spender
Allow me to introduce you to The Cash Envelope System! It will help you figure out exactly how much you can spend on each of your budget categories and actually stick to your goals. No more confusing math and trying to figure out where all your money went!
choose a chapter number to check it out
Chapters Breakdown
the ice cream cone that changed my life
As a little girl, I remember watching my mom pull out cash tips out of her apron to see if we had enough to pay rent. A single mom, she worked tirelessly to provide a better life for us, yet we were always stretched too thin. I knew that I wanted to create a different financial narrative for my future family, but I didn’t have the slightest idea of how I was going to do it.
money anxiety isn't about money
For most people, their relationship with money begins in their early childhood. Identify unhealthy beliefs you hold around money, start healing your trauma, and defeat the scarcity mindset so you can build a strong emotional foundation for your financial success.
Start By Answering This Question
What is your why? You may want to give a surface-level answer, such as “I want to pay off debt” or “I want to have more money.” That may be true, but what do these goals ACTUALLY mean to you? We’re digging deeper into your motivations to find a lasting sense of purpose.
The Real Reason You Buy (Hint: You Don’t Like H&M That Much)
Uncover your relationship with spending money and identify what kind of spender you are because you can’t control your finances until you cultivate awareness around the real reason WHY you buy!
The $1,000 Manicure - and Highlighting Your Blind Spots
No matter how you look at it, you’re in a relationship with money, so let’s make sure that it’s a healthy one! I’ll walk you through tracking your spending and identifying your budget categories so you can start seeing what you spend your money on and, most importantly, WHY.
Discover Your True Priorities (When Everything Feels Important)
Building a life you love starts with figuring out what you need. Yet, that can be hard when it feels like EVERYTHING is important, from paying off debt to saving for a surprise dentist bill. Together, we’ll create realistic financial priorities so you can start making progress one step at a time.
A Budget for Your Real Life, Not the “Perfect” Version
Picture this: you sit down on the first of the month to create the perfect budget that accounts for all your expenses, but then something inevitably “pops up” and you reach for your credit card once again. No more! We’re creating a budget that reflects your real, messy, wonderful life with a budget calendar.
Avoid Budget Burnout
Your budget should not confine you or keep you in prison. It should take care of you! It should give you freedom and choices. Learn how to create an intentional, realistic budget that brings you joy instead of suffocates you.
Become an Intentional Spender
Allow me to introduce you to The Cash Envelope System! It will help you figure out exactly how much you can spend on each of your budget categories and actually stick to your goals. No more confusing math and trying to figure out where all your money went!
Defeat Your Debt
Your debt is stealing your life. It’s not something to be ashamed of, but those minimum payments should make you feel angry. It’s time to face your debt head-on and make a realistic plan of attack to finally pay it all off.
Begin Your Retirement Journey
Retirement may seem like a distant future dream when you’re struggling to afford the now. Yet, you can’t reach your goals without a plan. We’ll tackle retirement basics and create a step-by-step progression that doesn’t require endless funds to work.
Invest in Yourself
Investing is intimidating! You probably don’t think of yourself as an investor. You don’t know where to start and feel overwhelmed. We’ll break investing down into accessible chunks of information so you can get started on growing your wealth.
Live a Life You Love
There is no finish line with money, and that’s a good thing. Learn how to use everything you learned in this book to start living a life you truly love with financial stability and confidence. I believe in you!
Book Reviews
“If you’re ready to break free from a dysfunctional relationship with money and build wealth from a place of strength, Kumiko’s book is a must-read.”
“It’s so wonderful to see more voices join the movement that money shouldn’t be rigid or restrictive. Kumiko Love and her money management style will help you feel seen and capable instead of shamed and distressed— no matter the money mistakes in your past.”
“My Money My Way is what every busy woman needs to move beyond shame, reconnect with their values, and transform their relationship with money forever. If you are struggling to achieve balance and peace in your financial life, read this book.”
Marie Forleo
erin lowry
tiffany aliche
#1 NY Times bestselling author of Everything is Figureoutable
author of the Broke Millennial series
New York Times bestselling author of Get Good With Money
Book Reviews
“If you’re ready to break free from a dysfunctional relationship with money and build wealth from a place of strength, Kumiko’s book is a must-read.”
Marie Forleo
#1 NY Times bestselling author of Everything is Figureoutable
“It’s so wonderful to see more voices join the movement that money shouldn’t be rigid or restrictive. Kumiko Love and her money management style will help you feel seen and capable instead of shamed and distressed— no matter the money mistakes in your past.”
erin lowry
author of the Broke Millennial series
“My Money My Way is what every busy woman needs to move beyond shame, reconnect with their values, and transform their relationship with money forever. If you are struggling to achieve balance and peace in your financial life, read this book.”
tiffany aliche
New York Times bestselling author of Get Good With Money
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How Financially Fulfilled Are You?
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purpose & self discipline
I have written down and established my WHY and have discovered my main motivator. I have a clear understanding and vision of what I’m hoping to accomplish.
