The budget mom
The Budget by Paycheck® Method has helped millions of women all over the world achieve their goals and find financial fulfillment. You’re next!
The Budget by Paycheck® Method has helped millions of women all over the world achieve their goals and find financial fulfillment. You’re next!
Get your finances on track with a proven Real-Life budgeting system
as seen in
What We Talk About When We Talk About Money
There’s a reason why traditional budgeting methods fail. They focus exclusively on the numbers without taking into account the stories of the people behind them.
I started my financial journey as a single mom living in an 800 sq ft apartment with no furniture. I tried every budgeting method under the sun, but none of them ever made sense for my real life.
So, I took my pile of unfinished spreadsheets and every lesson I learned along the way and turned them into a real-life approach where nothing is random and every dollar is spoken for.
Master the Building Blocks of Budgeting for... a Financial Transformation
Go from living paycheck to paycheck to telling your money where to go with a proven method that works for YOUR unique life, values, and goals. This is the LAST budgeting system you’ll EVER need to find organization, clarity, and confidence in your finances. No more bending backward to follow rules you don’t understand!
you'll learn how to:
Find
Heal
define
attack
track
create
evolve,
your purpose, get motivated and cultivate the right mindset
your relationship with money
your financial goals
your debt
your spending
a realistic budget
adapt, and reach financial fulfillment
So you can finally create a money system that “clicks” and grows your wealth.
My Money, My Way Taking Back Control of Your Financial Life
Most personal finance books set unrealistic expectations for spending and debt management. They tell you that emotions are bad and you should just “spend less.” This one is written for real women so you can align your emotional health with your financial health, let go of deprivation, and embrace desire. You will learn how to create a budget that honors YOUR unique values, driving emotions, and particular needs so you can stop worrying about money and live a financially fulfilling life.
My Money,
My Way
Taking Back Control of Your Financial Life
The Miko Love Podcast
True wealth extends beyond financial success. Tune in to The Miko Love Podcast where I’m digging deep into personal growth, mental health, relationships, and more. Let’s build a life that’s not only financially secure but also rich in meaning, purpose, passion, and fulfillment - together!
The Miko Love Podcast
True wealth extends beyond financial success. Tune in to The Miko Love Podcast where I’m digging deep into personal growth, mental health, relationships, and more. Let’s build a life that’s not only financially secure but also rich in meaning, purpose, passion, and fulfillment - together!
You Deserve Better Than to Just "Get By"
as a mom on a budget
Get Organized for Success with Our Best-Selling Tools
Live Rich Planner®
Budget by Paycheck® Workbook
Over 150,000+ Copies Sold!
Track your spending, organize your bills, pay off debt, and save more money - all in one place. Undated & customizable, this workbook allows you to create a unique budgeting system that works for YOUR paycheck and financial goals.
The best planning system to organize your busy schedule, keep up with your habits, and stay present for the most important things in life. Perfect for moms who love to get creative and feel in control of where their time goes!
Live Rich Planner®
Budget by Paycheck® Workbook
The Ultimate Life Organizer
Hi, I'm Kumiko Love
One of my earliest memories is of my mom pulling cash tips out of her apron to see if we had enough money to pay rent. I’ve always wanted to create a different financial narrative for my children, but as a newly divorced single mom making $30,000 per year and facing $78,000 in debt, I constantly worried about money.
The Budget by Paycheck® Method allowed me to stop feeling that I was “bad with money” and finally build a functional financial system to reach my goals. I now teach other women how to do the same so you can break unhealthy patterns while living a life you love.
accredited financial counselor
business-owner
best-selling author
the budget mom
Hi, I'm Kumiko Love
One of my earliest memories is of my mom pulling cash tips out of her apron to see if we had enough money to pay rent. I’ve always wanted to create a different financial narrative for my children, but as a newly divorced single mom making $30,000 per year and facing $78,000 in debt, I constantly worried about money.
The Budget by Paycheck® Method allowed me to stop feeling that I was “bad with money” and finally build a functional financial system to reach my goals. I now teach other women how to do the same so you can break unhealthy patterns while living a life you love.
the budget mom
best-selling author
business-owner
accredited financial counselor
client love
“I was able to identify my issues with spending. I’m so happy I found Kumiko!”
I found the budget mom back when I was getting married in 2018 and needed help figuring out how to save money. I have been following Kumiko ever since because I love how real and honest she is about money and budgeting. Follow her and trust the process, it WORKS!
- danielle
“I just hit $15K in savings!!!”
I started a job that was $5K more and couldn’t understand how I was still living paycheck to paycheck. I did some research and stumbled upon Dave Ramsey but his budgeting didn’t work for me because I am a one-income household and I don’t get paid monthly. When I found TBM, I loved Kumiko’s simple explanations for sinking funds and budgeting. She changed the way I viewed my money and financial goals.
- Maryam
“My husband and I live within our retirement budget and are still able to travel and do the things we love!”
I was struggling financially. I followed TBM for YEARS until I actually took Kumiko’s advice. My life has never been the same! Kumiko makes it feel like she’s my friend doing it right alongside me. She changed my life!!!
- nicole
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