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Getting a big tax refund can feel like a financial relief, but in many cases it simply means you paid too much out of each paycheck all year long. When your tax withholding is set correctly, you get to keep more of your money as you earn it instead of waiting for it to be returned to you months later.

The Truth About Tax Refunds

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I'm Kumiko Love

As a single mom living in an 800 sq ft apartment with no furniture and making $30,000 per year, I started The Budget Mom to find community as I worked to get my finances on track.

I was able to pay off $78,000 in debt and buy my dream house in cash using the Budget by Paycheck® Method, my real-life budgeting system that’s designed to serve YOUR unique values. Since then, millions of women all over the world have been able to use the Budget by Paycheck® Method to reach their goals and find financial fulfillment. 

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The Budget Mom | Accredited Financial Counselor® | 
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