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Browse hundreds of articles on all things personal finance you weren’t taught in school. 

The word "budget" looks scary to a lot of people. It sounds like work, looks like restriction, and implies that you need to love math. Budgeting doesn't have to feel like work or a chore. Illustrate your goals, create something that represents your spending habits, and get the most from the money you already have by creating a budget!

4 Budgeting Myths You Should Ignore

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I'm Kumiko Love

As a single mom living in an 800 sq ft apartment with no furniture and making $30,000 per year, I started The Budget Mom to find community as I worked to get my finances on track.

I was able to pay off $78,000 in debt and buy my dream house in cash using the Budget by Paycheck® Method, my real-life budgeting system that’s designed to serve YOUR unique values. Since then, millions of women all over the world have been able to use the Budget by Paycheck® Method to reach their goals and find financial fulfillment. 

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The Budget Mom | Accredited Financial Counselor® | 
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