No-Fluff Financial Blog for Real People

Browse hundreds of articles on all things personal finance you weren’t taught in school. 

Let’s be honest: sticking to a budget is not always easy, but that doesn’t mean it’s impossible. Here’s how to live responsibly without feeling like you’re missing out!

How to Live Within Your Means Without FOMO

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I'm Kumiko Love

As a single mom living in an 800 sq ft apartment with no furniture and making $30,000 per year, I started The Budget Mom to find community as I worked to get my finances on track.

I was able to pay off $78,000 in debt and buy my dream house in cash using the Budget by Paycheck® Method, my real-life budgeting system that’s designed to serve YOUR unique values. Since then, millions of women all over the world have been able to use the Budget by Paycheck® Method to reach their goals and find financial fulfillment. 

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The Budget Mom | Accredited Financial Counselor® | 
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