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Browse hundreds of articles on all things personal finance you weren’t taught in school. 

I love the fact that I no longer fall victim to debt for the things my son and I need. By making a plan, being creative, and saving in advance, I’m able to get everything for back-to-school without going over budget or using credit cards. You can too.

Money Saving Tips for Back-to-School

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I'm Kumiko Love

As a single mom living in an 800 sq ft apartment with no furniture and making $30,000 per year, I started The Budget Mom to find community as I worked to get my finances on track.

I was able to pay off $78,000 in debt and buy my dream house in cash using the Budget by Paycheck® Method, my real-life budgeting system that’s designed to serve YOUR unique values. Since then, millions of women all over the world have been able to use the Budget by Paycheck® Method to reach their goals and find financial fulfillment. 

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The Budget Mom | Accredited Financial Counselor® | 
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