No-Fluff Financial Blog for Real People

Browse hundreds of articles on all things personal finance you weren’t taught in school. 

When it comes to investing, time matters. Where you decide to invest depends on your timeline and risk tolerance. For short-term goals, you need to focus on saving rather than investing.

Where to Invest Your Money for Short-Term Savings Goals

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I'm Kumiko Love

As a single mom living in an 800 sq ft apartment with no furniture and making $30,000 per year, I started The Budget Mom to find community as I worked to get my finances on track.

I was able to pay off $78,000 in debt and buy my dream house in cash using the Budget by Paycheck® Method, my real-life budgeting system that’s designed to serve YOUR unique values. Since then, millions of women all over the world have been able to use the Budget by Paycheck® Method to reach their goals and find financial fulfillment. 

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The Budget Mom | Accredited Financial Counselor® | 
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