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One of the most important categories in your budget is an emergency fund. Saving for life's unexpected expenses is one of the most important things you can do if you are trying to pay off debt or are living paycheck-to-paycheck. Here is a step-by-step guide on how to create and build an emergency fund that you can actually stick to.

Saving for the Unexpected: How to Protect Your Family with an Emergency Fund

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I'm Kumiko Love

As a single mom living in an 800 sq ft apartment with no furniture and making $30,000 per year, I started The Budget Mom to find community as I worked to get my finances on track.

I was able to pay off $78,000 in debt and buy my dream house in cash using the Budget by Paycheck® Method, my real-life budgeting system that’s designed to serve YOUR unique values. Since then, millions of women all over the world have been able to use the Budget by Paycheck® Method to reach their goals and find financial fulfillment. 

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The Budget Mom | Accredited Financial Counselor® | 
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