Debt & Credit

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debt & credit

finance 101

There’s a lot of conflicting news about credit, credit cards, and credit scores. These credit myths will cost you money. How many did you believe?

Credit Cards, Credit Report & Score, DEBT AND CREDIT

6 Credit Myths That Can Cost You Money

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When you are trying to get out of debt, getting another credit card just might be the best option you have. A balance transfer from your high-interest cards to a card that offers an introductory 0% APR can save you hundreds of dollars in interest and help you pay off your debt faster.

Credit Cards, DEBT AND CREDIT

What Is a Balance Transfer and Is It Right for You?

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Inaccurate information on your credit score can cause negative impacts on your financial journey, especially if you are trying to get better lending terms or interest rates. Here is what you need to look for on your credit report, and how to fix any mistakes.

Credit Report & Score, DEBT AND CREDIT

How to Fix a Mistake on Your Credit Report

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Worried you’ll have to go into debt to build credit? I have great news. Check out four strategies you can use to build credit without taking on new debt.

Credit Report & Score, DEBT AND CREDIT

How to Build Credit Without Going Into Debt

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Interest rates are historically low. So, is now a good time to refinance your mortgage? Learn how to crunch the numbers and see if a new mortgage makes sense.

DEBT AND CREDIT, Loans, Etc.

Is It a Good Time to Refinance Your Mortgage?

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If you are considering a debt settlement company to negotiate your debts for you, you need to know the consequences. I recommend handling the negotiation yourself, which can save you time and money. Here is how to negotiate a settlement with your creditors on your own.

Credit Cards, DEBT AND CREDIT

How to Negotiate a Debt Settlement on Your Own

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