No-Fluff Financial Blog for Real People

Browse hundreds of articles on all things personal finance you weren’t taught in school. 

This is an article that explains how to save for retirement using a Traditional IRA. This is a wonderful retirement savings account that can save you on your tax bill now and in the long run. It's important that you know the facts so you can make the most informed decision possible and be a part of the decision making process if you decide to work with a financial advisor. Click to read about how a Traditional IRA can help you reach your retirement saving goals via tax-deferred growth and compounding.

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I'm Kumiko Love

As a single mom living in an 800 sq ft apartment with no furniture and making $30,000 per year, I started The Budget Mom to find community as I worked to get my finances on track.

I was able to pay off $78,000 in debt and buy my dream house in cash using the Budget by Paycheck® Method, my real-life budgeting system that’s designed to serve YOUR unique values. Since then, millions of women all over the world have been able to use the Budget by Paycheck® Method to reach their goals and find financial fulfillment. 

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The Budget Mom | Accredited Financial Counselor® | 
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