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As the new year approaches, it’s the perfect time to reflect on your financial health and set goals for the future. From auditing your budget and creating sinking funds to automating your savings and reviewing your debt repayment strategy, taking proactive steps now can pave the way for a more financially secure year ahead.

12 Ways to Prepare Your Finances for the New Year

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I'm Kumiko Love

As a single mom living in an 800 sq ft apartment with no furniture and making $30,000 per year, I started The Budget Mom to find community as I worked to get my finances on track.

I was able to pay off $78,000 in debt and buy my dream house in cash using the Budget by Paycheck® Method, my real-life budgeting system that’s designed to serve YOUR unique values. Since then, millions of women all over the world have been able to use the Budget by Paycheck® Method to reach their goals and find financial fulfillment. 

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The Budget Mom | Accredited Financial Counselor® | 
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