How to Budget for Christmas Gifts

Before I started budgeting, I had no Christmas spending plan. I ended every year with more debt. But that’s not the end of my story and it doesn’t have to be yours.
  1. Kristen H. says:

    Thank you for the ideas! Here’s something that has worked well with my two kids: Instead of my extended family guessing as to what to buy my children for Christmas/birthdays and ending up with a bunch of stuff they don’t need, I give them ideas. I kindly ask if they know what they want to buy and if they don’t then I’ll give them a specific item to buy or I’ll tell them a few gift suggestions so they purchase something that my children really want or need. I just make sure that the item fits within the budget that they allot for Christmas or birthdays. This has really helped my personal budget because it doesn’t have to come out of my pocket. My family always appreciates the suggestions and they love how my children’s faces light up when they receive a gift that they really wanted.

  2. Clare Seche says:

    Great information Miko! I am looking for printables for fall themed envelopes. Where would I find them? The envelopes I have been using are wearing down, and I think I’d like to try vertical envelopes too!
    Thank you for sharing this budget journey with me. My fiance and I are saving for a trip to Europe in spring 2021. I am feeling better about my finances, thanks to you.

  3. Andi says:

    Hi, I am not sure if I am accessing the site correctly, I am trying to go to the Christmas printable but it keeps having me access the library, so when I click on the library I have to keep logging in??? Is there way to search printables?

  4. Alysson Kimberly Hartmann says:

    Hi! Do you save this in a savings account or in an envelope?

    Thanks! Great tips and I love your blog.

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