How to Live Within Your Means Without FOMO

Let’s be honest: sticking to a budget is not always easy, but that doesn’t mean it’s impossible. Here’s how to live responsibly without feeling like you’re missing out!
  1. Rosa says:

    Thank you for sharing all this info. I do follow and read along
    I have yet to start my savings. Hopefully I will get on track soon

  2. Carol says:

    The first step to eliminating FOMO should be creating Financial goals. These goals will override instant gratification hands down if you really really want to make your financial goals a reality!

  3. C says:

    We always tried to put some of our tax return on the side if we could for vacation, then just used our credit cards for the rest. I never thought of opening a vacation savings account. Now I have a vacation savings account and use a TBM savings tracker and it has helped so much. I love coloring it in every time I make a deposit. The visual aids help so much.

  4. Ana Colon says:

    You are awesome! If I had known all you teach about financing and budgeting when I was younger I would not have struggled so much. I do have 4 savings accounts. One for automatic payments, one for rainy day (emergencies), one I call blessings,, gifts, Christmas, vacations, and one for long term goals. It was one of the wisest thing I ever did. My checks come in they amounts I want to put away are automatically done. Monthly Payments are made without writing checks. I keep a 2 column ledger with all my info, how much I owe, how much I pd that month, and goals for the year.

  5. Karen Heffernan says:

    Looking forward to learning how to save money. Living paycheck to paycheck is hard, especially when you’re not ready for surprises!!

  6. Melissa says:

    Great article, Miko! Thank you! I’ve been practicing telling myself “not now, but later” with regard to some purchases to keep me on budget. Telling myself ‘no’ makes me feel like I’m poor and lacking. Saying ‘not now, but later’ means I do have the resources, but I am choosing to put my money elsewhere at the moment. I am also mindful not to say ‘I don’t have any (extra) money this month.’ Instead, I tell myself and others, ‘I have different priorities for my money this month.’ It’s a HUGE mind shift and is so empowering. The way I talk to myself about money is so important. Thanks to your posts and Budget By Paycheck workbook, I am finally able to follow a budget and it’s fun! I am seeing progress in my debts going down and my assets increasing. I LOVE the savings and debt trackers, too! They keep me motivated and remind me how far I have come in a short time! Thanks again for sharing your method and changing my life in such a hugely positive and profound way! All the best! 🙂

  7. Anonymous says:

    Thank you.

  8. Anonymous says:

    Great read! I love your articles. I have learned so much from you.

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