No-Fluff Financial Blog for Real People

Browse hundreds of articles on all things personal finance you weren’t taught in school.

Have you been wanting to plan a vacation but are worried you can’t afford it? Learn five steps to budget for your next trip.

5 Steps to Budget for Your Next Vacation

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I'm Kumiko Love

As a single mom living in an 800 sq ft apartment with no furniture and making $30,000 per year, I started The Budget Mom to find community as I worked to get my finances on track.

I was able to pay off $78,000 in debt and buy my dream house in cash using the Budget by Paycheck® Method, my real-life budgeting system that’s designed to serve YOUR unique values. Since then, millions of women all over the world have been able to use the Budget by Paycheck® Method to reach their goals and find financial fulfillment.