What Is Universal Life Insurance and Is It a Good Investment?

Deciding on the right insurance is complicated. There are so many different types from term to whole to universal. Taking care of your family is the number one priority, but can insurance also be an excellent way to invest? If you’ve heard that universal life insurance can help you make money, here’s what you need to know!
  1. As an insurance agent all 4 life policy types have their place. Guaranteed 4% on a UL as a conservative part of a portfolio that grows outside of the mistakes made on Wall St and real estate still has value. Whole life is outstanding for limited pay options or fixed payments for life. Term is cheap BUT you NEED a company with lifetime convertibility or you risk not having life insurance at all! All in all it’s a good review but I think your research wasn’t complete on the beneficial side, maybe because those circumstances do not apply to you … though they could to your readers?? Something to consider moving forward. Thank you for at least having the conversation!!

  2. Tai-Isha Jack says:

    Thanks this is good information. very helpful. I didn’t know this. But I will be discussing it with my husband and making some changes to our policy.

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