12 Months=12 Savings Challenges: Start Now

Are you ready to save in the new year? Let's save more of our dollars by completing a different savings challenge for every month in 2019!
  1. Karolina says:

    Hello,
    I have read your article and I’m impressed. It is so easy to find things in our life that we can lower the costs. But the thing is that is it not easy to keep this saving challenges all month.
    I have worked out a way to save money by moving them into different account just after the paycheck has come. Then I know I will not spend them, as easy as I could having those on regular account. 😉
    I’m not a fan or using envelopes, but I also don’t use credit cards.
    I spend only the money that are actual on my account, nothing more.
    I was able lower transportation cost by using public transport every day. I decreased gas costs around 30% per month.
    I will look forward to your next articles.
    Best regards,

  2. Dafina says:

    This is a BRILLIANT idea, and it makes saving fun! But what if you don’t use the cash envelope method? (Like the $2-A-DAY IN JUNE challenge)

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