The Right Way to Balance a Checkbook

Balancing a checkbook might seem like a thing of the past, but it's one of the most basic habits of good financial management.
  1. Tracey says:

    I prefer to do everything with a pen. Online stuff is pretty to look at but I much rather write and hold the papers/my notebook. I use a notebook for my monthly bills. I have a loose budget, that really serves as just a list of the bills I pay each month and the blaring fact that we are barely making it. Paycheck to paycheck isn’t even what we’re doing, I’m spilling into the next month, putting off what won’t cost me credit score points or late fees. Its frustrating. We’ve got debt to pay off, but since we relocated and I’m not working, we are sorely missing that extra couple grand I was bringing in per month. Any help you can give me is appreciated!!

  2. Amber says:

    I’ve been using the check book app on my phone. I try to enter the transaction right then. If not, I put the receipt in my pocket to enter later. I always declined receipts because I didn’t want the paper. Now I get irritated when I don’t get one. I try to check online daily to make sure I don’t miss anything and to mark transactions as cleared. I can’t afford the overdraft fees. And it’s embarrassing to be declined somewhere.

  3. Danielle says:

    Do you offer a budget training online?

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