How to Build Credit Without Going Into Debt

Worried you’ll have to go into debt to build credit? I have great news. Check out four strategies you can use to build credit without taking on new debt.
  1. Shelley Dominguez says:

    Is it a good idea to pay collections that are two to three years old

  2. Sharon says:

    Why do you recommend paying credit card before the statement comes? That gives you at least 30+ days to pay it without interest.

  3. Maria says:

    Do you recommend paying charge off account in full or can you settle and do pay for delete ?
    Thank you

  4. Danielle says:

    Thanks for sharing this post! We’ve used our credit card a lot like a debit card and it has done wonders to build up our credit! I love all of the other ideas you shared and will definitely try them out!

  5. Akquira says:

    Q:what kind of wallet is that in the photo ?

  6. Heather says:

    Thank you for this blog post!! I had never heard of Self, and the credit builder account! We just signed up for it! Such a cool concept!! I feel so comfortable knowing that I won’t have the temptation to charge something to a credit card! This way, the payment comes out automatically every month, and we receive the funds from the CD account after the duration of the loan! So cool!!!

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