How to Choose A Debt Payoff Strategy

Sick of being trapped by debt? Trust me, I’ve been there. But I found a way out. In this article I share real strategies for creating a debt payoff plan that works.
  1. Yolanda says:

    Like everyone else. I’m hooked. I have yet to buy your budget planner but saving up for the life planner. Also, looking forward to purchasing your budget planner thereafter for my college age daughters. I can’t wait to see my daughters start off on the right foot and take care of their financial futures.

  2. Stacy says:

    I love the two options you described for tackling debt! My favorite method is also the avalanche method because interest rates are ridiculous and sometimes you pay more for interest than the actual product. Sometimes the snowball method is good for some motivation to keep going. I just got into the budgeting world and I’m working on my own finance , but also want to educate others along the journey. Thank you for sharing your advice 🙂

  3. Jenise Hampton says:

    AWESOME…I absolutely love your content! So inspiring. Going to be hard work achieving the goal, but I keep coming back and reading over the information you have provided and making those first steps. Thank you for everything Kumiko.

  4. Claudia says:

    I think both methods are great but what if you are only able to just pay off the minimum, would the snowball method be a better option first and then change to the avalanche once I get pay off the smaller balances. I don’t think I have leftover income to pay extra by using the avalanche method. It seems like I’m stuck paying the minimum only. What I should do?

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